Earnings per share (EPS) reached NT$1.74.
KGI Financial Holding (KGI) today (2nd) held its 2025 annual investor conference, highlighting strong growth momentum. Full‑year profit after‑tax reached NT$30.0 billion, with earnings per share (EPS) of NT$1.74. Excluding NT$5.9 billion set aside for foreign exchange valuation reserves and other one‑off factors from prior years, annual profit marked a new historical high. Both KGI Bank and KGI Securities delivered double‑digit growth results. KGI Financial Holding emphasized that, supported by a solid profit base, the Group will continue its stable dividend policy to share operating achievements with shareholders.
KGI Life Insurance reported profit after‑tax of NT$15.8 billion in 2025. Excluding the impact of the one‑time allocation in December of 30% of pre‑tax profit to foreign exchange valuation reserves, full‑year profit exceeded NT$20.0 billion. First‑year premium income (FYP) increased 33% YoY to NT$77.27 billion. In terms of product strategy, protection‑type policies, U.S. dollar‑denominated policies, and investment‑linked products remained the main sales drivers. On the asset allocation front, KGI Life Insurance maintained a prudent investment portfolio while actively strengthening foreign exchange reserves, which reached NT$43.3 billion by the end of 2025. Under the new foreign exchange accounting standard, hedging costs are expected to become more stable going forward.
KGI Life Insurance also outlined key financial indicators following the adoption of IFRS 17. The equity ratio at opening increased from 8.4% to 9.1%, reflecting a stronger financial position. On the transition date, the insurance contract CSM balance stood at NT$235.0 billion, accounting for 10% of liabilities. This amount will be gradually released into the income statement over time, enhancing the stability of future profitability.
KGI Bank reported profit after‑tax of NT$6.8 billion in 2025, representing 22% YoY growth. Wealth management fee income grew 24% YoY, marking the third consecutive year of growth above 20%. Loan momentum remained strong across categories, with total balances increasing 11% compared to last year. Under the synergy of the “ONE KGI” strategy, securities settlement account balances grew 25%, further reducing overall funding costs. Since its opening in July 2025, KGI Bank’s Hong Kong Branch has accumulated nearly 350 client accounts, with deposit balances reaching NT$15.0 billion. In February this year, KGI Bank partnered with five Virtual Asset Service Providers (VASPs) to launch a pilot program for virtual asset custody services. By introducing international insurance mechanisms, the initiative establishes higher security standards for the market and marks an important milestone for Taiwan’s financial industry in expanding into virtual assets.
KGI Securities reported profit after‑tax of NT$11.509 billion in 2025, with a return on equity (ROE) of 17.3%, outperforming peers. Driven by active stock market trading, KGI Securities ranked second in the market with a brokerage business share of 11.2%, continuing to contribute stable and sizable fee income. In recent years, KGI Securities has deepened its wealth management business, with assets under management reaching NT$344.5 billion by the end of 2025, up 14% YoY, while wealth management‑related revenue grew 20%.
KGI SITE’s public mutual fund assets under management reached NT$311.9 billion in 2025, ranking among the industry’s top ten. In 2026, the company launched the KGI Taiwan TOP 50 ETF (009816), which has delivered outstanding performance since its listing on February 3. Trading volume ranked first for two consecutive months, and by the end of March, the number of beneficiaries exceeded 700,000, with fund size rapidly surpassing NT$80.0 billion.
CDIB Capital Group reported profit after‑tax of NT$500 million in 2025. Assets under management continued to grow, reaching NT$61.8 billion by year‑end. Stable income streams from management fees, service fees, and interest income all achieved record highs for the year. For the first time in Taiwan, a customized product designed for high net worth clients—CDIB Private Equity Partners, L.P. (CPEP)—was launched, providing KGI Securities WM2.0 customers with diversified and innovative wealth management solutions. The company also continues to promote fundraising for multiple new funds domestically and internationally, laying the foundation for capital raising in 2026.
KGI Financial Holding stated that as the wealth management market moves toward greater specialization and internationalization, the Group continues to advance cross‑subsidiary integration strategies, linking customer management, product design, and overseas platforms to enhance overall operating momentum. Each subsidiary is simultaneously strengthening its core business capacity: KGI Life Insurance is optimizing its product mix, enhancing financial resilience, and introducing AI digital technology to upgrade policyholder services; KGI Bank is focusing on wealth management and high‑net‑worth clients, offering financial asset portfolio financing and premium financing services; KGI Securities is deepening customer engagement and expanding brokerage and wealth management operations; KGI SITE is actively launching innovative products to meet market demand; and CDIB Capital Group is steadily growing assets under management through diversified investment and asset management.
On the international development front, KGI Securities continues to leverage resources from its Hong Kong and Singapore regional platforms to expand global wealth management and institutional business. KGI Bank is accelerating its regional presence, deepening corporate finance and high‑net‑worth client services. The Hong Kong Branch is also preparing to apply for a wealth management license, strengthening cross‑border service capabilities, and enhancing contributions from international operations.
Looking ahead, KGI Financial Holding noted that it will continue to position “ONE KGI” as the core axis of integrated development, deepening group synergies and strengthening the dual growth engines of wealth management and asset management. Through resource integration and expansion of international business, the Group aims to enhance operating scale and profitability quality, advancing toward the goal of becoming a comprehensive international financial group.
