KGI Financial Holding convened its 2026 Annual General Meeting today (12th). During the meeting, shareholders approved the 2025 business report, consolidated financial statements, and the earnings distribution plan. A cash dividend of NT$1 per common share was declared, representing the highest payout ratio in the past five years.
KGI Financial Holding reported profit after-tax of NT$30.058 billion for 2025, with earnings per share (EPS) of NT$1.74. Excluding provisions for foreign exchange price fluctuation reserves and one-off factors from previous years, annual profit reached a record high. Profitability has shown explosive growth this year. From January to May, profit after-tax reached NT$22.33 billion, with earnings per share (EPS) of NT$1.32. Including FVOCI (Fair Value through Other Comprehensive Income) Gains on Disposals of Stock, cumulative adjusted profit after-tax amounted to NT$52.329 billion, equivalent to EPS of NT$3.09. This level has already surpassed the full-year results of last year, continuing to set new historical highs. KGI Life Insurance, with its timely grasp of market trends, realized nearly NT$30.0 billion in stock disposal gains cumulatively in the first five months. Although these gains are not included in current-period profits, they are directly reflected in retained earnings and form part of distributable earnings.
KGI Financial Holding stated that looking ahead to 2026, Taiwan’s exports are expected to maintain growth, supported by multinational corporations’ build-out of AI infrastructure and sustained demand for related hardware. With a relatively low base in overall consumption, domestic demand growth is also poised to rebound. On the investment front, AI and semiconductor sectors remain the primary focus. KGI Financial Holding will closely monitor global challenges and emerging trends, respond in line with government policies to strengthen risk management, and actively embrace innovation and talent. The Group is committed to providing forward-looking and sustainable financial solutions for customers, shareholders, and society.
Reviewing 2025 operating performance, KGI Financial Holding’ major subsidiaries—including life insurance, banking, securities, venture capital, and asset management—demonstrated strong momentum. KGI Life Insurance recorded net profit after-tax of NT$15.8 billion. Excluding the impact of one-off provisions for foreign exchange price fluctuation reserves, full-year profit exceeded NT$20.0 billion. KGI Securities, leveraging its keen grasp of capital market trends, recorded net profit after-tax of NT$11.5 billion, the second highest in its history. KGI Bank, driven by strong business momentum, achieved a record-high net profit after-tax of NT$6.8 billion. In addition, CDIB Capital accomplished fundraising in the NT$10 billion range for two consecutive years, while KGI SITE continued to launch ETFs and actively managed funds tailored to investor needs, driving total assets under management to exceed NT$310 billion — the highest level on record.
While accelerating business growth, KGI Financial Holding is also committed to advancing low‑carbon operations and sustainable development. In August 2025, the Group obtained third‑party verification under the ISO 14068‑1:2023 international carbon neutrality standard, becoming the first financial holding company in Taiwan whose headquarters building has been certified under the latest global carbon neutrality standard. This year, KGI Financial Holding earned the highest honor by securing the global No. 1 ranking in the insurance category from S&P Global. KGI Financial Holding has joined hands with China Development Foundation and the KGI Charity Foundation, while leveraging the core competencies of its subsidiaries, to realize the vision of the United Nations Sustainable Development Goals (SDGs). By integrating resources from the Group, social enterprises, and local revitalization teams, it is building a sustainable local revitalization ecosystem. In 2025, Group volunteers contributed more than 80,000 service hours, averaging 9.9 hours per person. Through these efforts, KGI Financial Holding has deeply embedded ESG principles among employees, exerting the positive influence of the financial industry in driving social well-being.
