Full‑year Profit after Tax Reached NT$30.013 Billion, with Earnings per Share (EPS) of NT$1.74
KGI Financial Holding (KGI) today (9th) announced its unaudited financial results for December 2025, with profit after‑tax reaching NT$1.758 billion. Full‑year profit after‑tax amounted to NT$30.013 billion, with earnings per share (EPS) of NT$1.74. Excluding NT$5.92 billion set aside for foreign exchange fluctuation reserves and other one‑off factors, 2025 profit performance reached a historic high. In addition to the stable performance of KGI Life Insurance, KGI Securities and KGI Bank jointly generated NT$18.306 billion in profit, representing 16% YoY growth and laying a solid foundation for dividend distribution.
KGI Financial Holding stated that the ONE KGI strategy has demonstrated strong group synergies, steadily driving overall profitability. KGI Bank reported profit after‑tax of NT$436 million in December, with full‑year profit after‑tax of NT$6.803 billion, representing more than 20% annual growth. KGI Securities posted profit after‑tax of NT$1.226 billion in December, with full‑year profit after‑tax of NT$11.503 billion, a 13% YoY increase.
In the life insurance business, KGI Life Insurance maintained strong sales momentum, with premiums from foreign currency-denominated products reaching a yearly high in December. Investment-linked products also continued to perform well, driving December new business premiums to grow by 80% year-on-year, while full-year new business premiums grew by more than 30%. Supported by well-positioned investment strategies and favorable capital market conditions, KGI Life Insurance delivered a record-high performance for the month of December. However, pursuant to the temporary measure on the Adjustment to the Basis for Life Insurance Liability Reserves, the Company allocated NT$5.92 billion, equivalent to approximately 30% of its full-year pre-tax profit, to the foreign exchange fluctuation reserve in December to enhance resilience against future exchange rate volatility. As a result, KGI Life Insurance reported a net loss of NT$351 million for December. Nevertheless, full-year net income remained strong at NT$15.825 billion.
KGI Financial Holding noted that while capital markets have recently shown strong momentum, attention must still be paid to concerns over a potential AI bubble, regional geopolitical conflicts, and the impact of U.S. interest‑rate cuts on financial markets and supply chains. In response to market volatility, the Group will continue to strengthen risk management and enhance operational efficiency. KGI Bank, supported by loan expansion and rising interest spreads, recorded double‑digit growth in net interest income for the full year. Fee income also demonstrated strong momentum, while wealth management revenue grew by more than 20% for the third consecutive year, becoming a key driver of profitability. Taiwan’s equity market performed robustly in 2025, with the weighted index reaching new highs in December. KGI Securities delivered stable profit contributions across brokerage, wealth management, proprietary trading, derivatives, and underwriting businesses.
Looking ahead, KGI Financial Holding will continue to deepen collaboration among its banking, securities, and life insurance businesses, enhancing the effectiveness of wealth management and asset allocation. Leveraging its solid financial foundation and strengths in resource integration, the Group aims to accompany clients and markets in achieving shared growth, advancing toward a new stage of long‑term and sustainable profitability.
