Cumulative Profit After tax for the First Seven Months of 2026 Reached NT$30.529 Billion, with Earnings per Share (EPS) of NT$1.77, Already Surpassing the Full year Profit and EPS of NT$1.74 Achieved in 2025.
Including FVOCI Stock Disposal Gains, the Cumulative Contribution to Retained Earnings Amounted to NT$75.374 Billion.
KGI Financial Holding (KGI) today (13th) announced its unaudited financial results for July, with profit after‑tax reaching NT$2.089 billion. The cumulative profit after‑tax for the first seven months of 2026 was NT$30.529 billion, with earnings per share (EPS) of NT$1.77. This result has already surpassed the full‑year profit and EPS of NT$1.74 achieved in 2025. Since July, despite a corrective trend in the equity market, KGI Financial Holding has made timely adjustments, realizing FVOCI stock disposal gains of approximately NT$5.51 billion. Together with the monthly profit after‑tax, the total contribution to retained earnings reached NT$7.599 billion. Year‑to‑date, by capturing market momentum, realized stock disposal gains amounted to NT$44.85 billion. Including profit after‑tax, the cumulative contribution to retained earnings reached NT$75.374 billion, marking another record high for the same period.
KGI Financial Holding stated that in July, Taiwan’s equity market experienced a correction amid rising concerns over the outlook for AI capital expenditures and foreign investors trimming positions in large‑cap stocks. Nevertheless, the Group’s securities, banking, and insurance businesses continued to demonstrate operational resilience, contributing to sustained profit momentum.
In banking business, benefiting from the expansion of deposit and loan scale, net interest income and fee income driven by wealth management continued to rise, becoming a key engine of profit growth. KGI Bank reported profit after‑tax of NT$678 million for July, with cumulative profit after‑tax of NT$4.954 billion for the first seven months of 2026, representing a 22% increase compared with the same period last year and demonstrating solid growth momentum.
In securities business, the market correction in July affected proprietary trading and investment valuations. However, brokerage and wealth management, as well as futures and derivatives businesses, remained relatively stable. KGI Securities reported profit after‑tax of NT$721 million for July. Cumulative profit after‑tax for the first seven months of 2026 reached NT$18.657 billion, setting a new record high for the same period and representing a 264% increase compared with the prior year.
In life insurance business, KGI Life continued its strong growth momentum, with new contract premium income reaching NT$15.2 billion in July, a 210% increase compared with the same period last year, marking the highest monthly level in nearly five years. Cumulative new contract premium income for the first seven months of 2026 amounted to NT$75.3 billion, up 81% YoY. Among product lines, investment‑linked policies benefited from active market liquidity, with July new contract premium income of NT$8.8 billion, representing a sharp 1,032% increase from the prior year. Cumulative investment‑linked new contract premium income for the first seven months reached NT$39.1 billion, a 450% increase compared with the same period last year. In traditional foreign‑currency insurance business, sales performance remained strong, with July premium income increasing 75% YoY. Cumulative premium income for the first seven months of 2026 rose 50% compared with the same period last year. On the investment side, KGI Life adhered to prudent investment principles, carefully responding to market changes and realizing equity capital gains in a timely manner. Profit after‑tax for July was NT$1.201 billion. Including FVOCI stock disposal gains of approximately NT$5.51 billion, the total contribution to retained earnings for the month reached NT$6.71 billion. For the first seven months of 2026, cumulative profit after‑tax amounted to NT$10.403 billion. Together with FVOCI stock disposal gains of approximately NT$44.56 billion, the cumulative contribution to retained earnings reached NT$54.96 billion.
Looking ahead, KGI Financial Holding will continue to position ONE KGI GROUP as its core development strategy, deepening cross‑subsidiary resource integration and customer engagement. The Group will further strengthen the synergies among its banking, securities, and insurance businesses, and through a diversified and balanced business portfolio combined with prudent management strategies, enhance long‑term shareholder value and market competitiveness.
