FVOCI Stock Disposal Gains Contribute NT$67.78 Billion to Retained Earnings, Setting a Record High for the Period.
KGI Financial Holding (KGI) today (31st) held its 2026 second‑quarter investor meeting. Benefiting from the strong profit momentum of its subsidiaries, the Group delivered outstanding operating performance. Net profit after‑tax for the first half of 2026 reached NT$28.44 billion, with earnings per share (EPS) of NT$1.64. Including realized stock disposal gains from KGI Life in the first half of 2026, profit after tax together contributed NT$67.78 billion to retained earnings, setting a new record high for the period. Compared with the net asset value per share of NT$18.6 as of January 1, 2026, the figure had risen to NT$26.71 by the end of June. KGI Financial Holding reported that KGI Life delivered outstanding performance in both policy sales and investment results, KGI Bank achieved double digit profit growth, and KGI Securities recorded an impressive 383% YOY profit increase. The Group stated it will continue to focus on three key pillars: maintaining a prudent dividend policy, optimizing its financial structure, and deepening the ONE KGI strategy, thereby enhancing operating efficiency and building diversified growth engines.
KGI Life reported net profit after tax of NT$9.2 billion for the first half of 2026. Including realized stock disposal gains of NT$39.04 billion, the total contribution to retained earnings reached NT$48.25 billion. Driven by balanced development across multiple distribution channels and buoyant capital markets, first year premium income totaled NT$60 billion as of the end of June, representing 63% YOY growth, with investment linked products surging 379% YOY. On the investment side, KGI Life capitalized on market opportunities and realized capital gains in a timely manner, achieving an annualized investment return of 6.69% in the first half, reflecting outstanding asset allocation and investment results. As of June 30, 2026, the insurance contract service margin (CSM) balance stood at NT$243.6 billion, steadily increasing with new business inflows and providing solid support for future profitability.
KGI Bank reported net profit after‑tax of NT$4.28 billion for the first half of 2026, representing 27% YOY growth. Wealth management fee income grew 30% YOY, marking three consecutive years of growth above 20%, while the annualized return on equity (ROE) rose to 11.1%. On the personal banking side, through securities settlement account transfers, increased payment and collection services, and digital banking initiatives, new personal deposit accounts grew 67% YOY. Deposit structure continued to improve, with demand deposits accounting for 45% of total deposits and personal demand deposits rising to 61%, helping to lower funding costs. As of the end of June, the Asia Asset Management Center(AAMC) had surpassed 450 clients, with assets under management exceeding NT$31 billion, ranking sixth in performance among peers. In addition, the Hong Kong branch has applied for licenses to conduct wealth management and private banking businesses, actively expanding cross‑border wealth management opportunities and serving high‑net‑worth clients.
KGI Securities reported net profit after‑tax of NT$17.94 billion for the first half of 2026, representing a sharp 383% YOY increase. The annualized return on equity reached 48.1%, outperforming industry peers. During the first half, Taiwan’s equity market was buoyant, with both price and volume rising and the index hitting new highs. Equity underwriting mandates totaled NT$47.7 billion, securing a 41% market share and firmly ranking first in the industry, driving underwriting fee income to a record high. Brokerage business market share also remained second in the market. In wealth management, revenue grew 61% YOY, while assets under management reached NT$414.4 billion, up 39% YOY, reflecting steady expansion of business scale.
KGI SITE reported that assets under management of public funds reached NT$518.7 billion in the first half of 2026, ranking ninth in the industry. To meet investors’ diverse wealth‑management needs, it launched Taiwan’s first passive and active equity ETFs with a non‑distribution reinvestment mechanism. The KGI Taiwan TOP 50 ETF (009816) and the KGI Taiwan Equity Active ETF (00407A) have received strong investor support, driving significant growth in overall fund scale and beneficiary numbers.
CDIB Capital Group reported net profit after‑tax of NT$750 million for the first half of 2026, with an overall investment portfolio valuation gain of 5.6%. Listed equity investments grew 16.4%, outperforming major international market indices. As of June 30, 2026, assets under management reached NT$62.1 billion. Multiple new funds are progressing, focusing on healthcare, smart manufacturing, energy transition, and innovative technology, with funds in progress totaling over NT$10 billion. In addition, the CDIB AI Industrial and Mobility Fund—centered on Physical AI applications in mobility and industrial innovation—completed its first closing with committed capital of US$18.6 million. The fund was also selected by the National Science and Technology Council as a partnering investor under the Administrative Plan for AI Robotics, underscoring CDIB Capital Group’s professional strength in innovative industry investment.
KGI Financial Holding stated that, in response to the rapid evolution of AI technology and the trend of innovative financial transformation, the Group will accelerate resource integration across subsidiaries. By combining artificial intelligence, data analytics, and customer ecosystem management, it aims to enhance service depth and operational efficiency, building a financial services platform that embodies both scale and resilience.
Subsidiaries continued to advance their businesses in line with the ONE KGI strategy. KGI Life focused on smart operations, product and service innovation, and expansion into the healthcare market to build a diversified health service ecosystem. KGI Bank expanded its wealth management and cross‑border business footprint. KGI Securities emphasized client engagement, digital platform upgrades, and regional market expansion. KGI SITE optimized product offerings, integrating AI and data analytics to strengthen investment research depth and asset‑management efficiency. CDIB Capital Group continued to grow assets under management, building a global alternative investment platform and advancing into the family wealth‑management market. Through resource sharing and business collaboration across the Group, KGI Financial Holding will further broaden its business scope and move toward the goal of becoming a comprehensive international financial group.
